Terms and Conditions

Acceptance of Terms

By accessing and using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website or services.

Description of Services

rendalovatrix.com provides financial coaching and educational services designed to improve your financial literacy and decision-making skills. Our services include personalized coaching sessions, educational resources, and financial planning guidance.

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information when requested
• Use our services only for lawful purposes and in accordance with these terms
• Maintain the confidentiality of any account credentials
• Notify us immediately of any unauthorized use of your account

Prohibited Uses

You may not use our website or services to:

• Engage in any unlawful or fraudulent activity
• Transmit any harmful or malicious code
• Interfere with the proper functioning of our services
• Violate any applicable laws or regulations

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of rendalovatrix.com and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

Payment Terms

Payment for coaching services is due in advance of service delivery. We accept various payment methods and all prices are in South African Rand. Refunds are subject to our refund policy outlined separately.

Limitation of Liability

To the maximum extent permitted by law, rendalovatrix.com shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability shall not exceed the amount paid for our services.

Indemnification

You agree to indemnify and hold harmless rendalovatrix.com from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Termination

We reserve the right to terminate or suspend your access to our services at any time for violation of these terms or other reasonable cause. You may also terminate your use of our services at any time.

Governing Law

These Terms and Conditions are governed by the laws of South Africa. Any disputes arising from these terms shall be resolved in the courts of South Africa.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify users of any material changes by posting the updated terms on our website.

Contact Information

If you have any questions about these Terms and Conditions, please contact us using the information provided in our contact section.